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Flexible finance from Perth's air con specialists

Comfort today.
Pay it off easy.

Low-rate, flexible payment plans for air conditioning and electrical projects across Perth — get a rate estimate in minutes with no credit score impact, and funds settled in as little as 24 hours.

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Finance with Handypay

Flexible payment plans made easy

We work with award-winning finance provider Handypay, so you can access a simple, affordable payment plan and get your home improvement project started today — whether it's air conditioning, electrical work, or a full renovation. Borrow from $2,001 to $100,000 over terms of 1 to 7 years, with no monthly fees and no early repayment penalties.

Apply now with Handypay
The Process

Finance your project in 3 simple steps

From application to funds in your account — here's how easy Handypay makes it.

  1. 1

    Apply online

    Fill in a quick and easy application online. You'll get your rate estimate in minutes, with no impact on your credit score.

  2. 2

    Get approved

    Handypay will call to discuss the available options for you. Once verified and approved, funds can be settled in as little as 24 hours.

  3. 3

    Repay on your terms

    Repayments are conveniently scheduled in line with your income — weekly, fortnightly or monthly — so you can reno now, pay later.

Get started

A quote won't impact your credit score.

Fairer Finance

Why Perth homeowners choose Handypay

Quick to set up, fast to settle, and no sneaky fees along the way.

Rate estimate in minutes

Get an indicative rate online fast — with no impact on your credit score.

Funds in 24 hours

Once verified and approved, funds can be settled in as little as one day.

No sneaky fees

No monthly fees, no early repayment fees and no early exit fees — ever.

Repay your way

Choose weekly, fortnightly or monthly repayments to match your income.

Eligibility Criteria

Who can apply?

  • Be 18 years of age or older
  • Be an Australian citizen or permanent resident
  • Have a regular income from active employment (employed or self-employed)
  • Finance must be for personal or domestic use
Apply now
Our Finance Partner

About Handypay — a partner you can trust

Handypay is an award-winning Australian finance provider specialising in flexible home improvement payment plans. With competitive rates, simple online applications, and a dedicated support team, Handypay makes it easy for Perth homeowners to get the work done now and pay it off at a pace that suits them.

No monthly fees. No early repayment penalties. Just straightforward finance so you can focus on your home — not the paperwork.

If your situation changes, Handypay's team is ready to help. Call 1300 436 277 or visit handypay.com.au to discuss your options.

4.7
★★★★★
4K+ Google reviews from Perth customers

From the moment I called them for a quote we received the best professional and friendly service I have had from any company. They were prompt and nothing was ever too much trouble for them. They did the job quickly and without fuss but also left the place clean. I will always put them at the top of my list to contact for all their services now.

★★★★★ Service rated 5 stars Google review
Got Questions?

Frequently Asked Questions

Straight answers about Handypay payment plans, rates and eligibility.

With Handypay, the amount you can borrow ranges from $2,001 to $100,000. They'll look at your income, credit history, and how much debt you currently have to determine the payment plan amount that suits your requirements and objectives. Each plan will match your unique needs to make sure it fits your budget comfortably.

Otter Air staff
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